Terms of Use | If I Had Capital

By using If I Had Capital (the “Site”), you agree to these terms. If you do not agree, do not use the Site.

What this site is

The Site publishes personal research and opinion about investments and related topics. It is a hobby publication. It is not a licensed advisory firm, broker, or bank.

Not advice

Nothing on the Site is financial, investment, legal, tax, or other professional advice. Read the Disclaimer before acting on any content.

Your use

Use the Site for personal, non-commercial reading unless we agree otherwise in writing.
Do not scrape, spam, or abuse forms and APIs.
Do not attempt to disrupt or gain unauthorized access to the Site or its systems.

Content and ownership

Articles, branding, and original text on the Site are owned by If I Had Capital unless stated otherwise. You may link to pages and share short excerpts with attribution and a link back. Do not republish full articles without permission.

If you subscribe, you agree to receive confirmation and newsletter emails. You can unsubscribe anytime via the link in those emails or by contacting privacy@ifihadcapital.co.ke. See our Privacy Policy.

Disclaimer of warranties

The Site is provided “as is.” We do not guarantee that content is complete, current, or error-free, or that the Site will be uninterrupted.

Limitation of liability

To the fullest extent permitted by law, If I Had Capital and its author are not liable for any loss or damage arising from your use of the Site or reliance on its content - including investment losses.

Changes

We may update these terms from time to time. The “Effective” date above will change when we do. Continued use means you accept the updated terms.

Contact

Questions: privacy@ifihadcapital.co.ke.